Terms of Service

Effective date: March 1, 2026  ·  Last updated: March 12, 2026

These Terms of Service ("Terms") govern your use of TrimStack, operated by Polsia Inc. ("we", "us", "our"). By using TrimStack, you agree to these Terms.

1. What TrimStack Does

TrimStack is a SaaS spend intelligence tool. You can upload transaction CSV exports from bank accounts, credit cards, or accounting software, and TrimStack will identify recurring software subscriptions and generate a savings report.

2. Free Scan (No Account Required)

You may use TrimStack's core scan feature without creating an account. Your CSV is processed in-memory and never stored. A sharable report is generated and accessible via a unique URL for 30 days.

3. Paid Accounts

Paid features (ongoing monitoring, dashboard, renewal alerts) require a subscription. Pricing is displayed at trimstack.co/plans. Subscriptions are billed monthly or annually and can be cancelled at any time. Cancellation takes effect at the end of the current billing period.

4. Acceptable Use

You agree not to:

5. Your Data

You retain full ownership of all data you upload to TrimStack. We do not claim any ownership rights over your CSV data or the reports generated from it. See our Privacy Policy for details on how we handle your data.

6. Accuracy of Reports

TrimStack's reports are generated automatically using pattern-matching algorithms. Reports are provided for informational purposes only and are not financial advice. We make no guarantees about the accuracy, completeness, or fitness for a particular purpose of any report. Always verify findings before taking action.

7. Service Availability

We aim for high availability but do not guarantee uninterrupted service. We may modify, suspend, or discontinue features with reasonable notice where possible.

8. Limitation of Liability

To the maximum extent permitted by law, TrimStack and Polsia Inc. are not liable for any indirect, incidental, special, or consequential damages arising from your use of the service, including any financial decisions made based on reports generated by TrimStack.

9. Termination

You may delete your account at any time. We may suspend or terminate accounts that violate these Terms. Upon termination, your account data will be deleted within 30 days.

10. Changes to These Terms

We may update these Terms. If changes are material, we will notify registered users by email at least 14 days before they take effect. Continued use after that date constitutes acceptance.

11. Governing Law

These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict of law principles.

12. Contact

Questions? Email hello@trimstack.co.